Financial Underwriting:<\/p>\n
When one is writing those larger cases and even some smaller ones the advisor agent can\u2019t assume just because the client wants it that the insurance company will accept the client for what they apply for.\u00a0 Just like a mortgage the company wants to know if the client can afford it and if it is warranted for so much life insurance death benefit.\u00a0 The companies do not want to see a beneficiary have a much larger financial gain substantially higher than the worth or potential worth of the insured.\u00a0 Yet we all know that many people are using the products for accumulation and distribution and often the face amounts to accept such premiums are sometimes hard for the companies to accept.\u00a0 One of our preferred provider companies just came out with more realistic guidelines so that one gets their cases issued as they proposed.\u00a0 Please look at the link to see Lincoln\u2019s announcement<\/p>\n
<\/p>\n
We have been having success in some niche marketing with some of the advisors and producers.\u00a0 We have some new programs such as Have you checked your term today? SBA Superclose? Does Your Business Have a Will, Cigar Pipe Smoker Insurance, Cannabis users, etc.\u00a0 These campaigns make a focused marketing to the clientele that many of us might desire.<\/p>\n","protected":false},"excerpt":{"rendered":"
Financial Underwriting: When one is writing those larger cases and even some smaller ones the advisor agent can\u2019t assume just because the<\/p>\n