{"id":914,"date":"2019-01-15T15:08:38","date_gmt":"2019-01-15T15:08:38","guid":{"rendered":"http:\/\/www.himmelsteinfinancial.com\/?p=914"},"modified":"2019-01-15T20:56:46","modified_gmt":"2019-01-15T20:56:46","slug":"multiple-policies-are-better-cont","status":"publish","type":"post","link":"https:\/\/www.himmelsteinfinancial.com\/index.php\/multiple-policies-are-better-cont\/","title":{"rendered":"Multiple Policies Are Better Example 2"},"content":{"rendered":"<p style=\"text-align: center;\"><strong><span style=\"color: #000080;\">MULTIPLE POLICIES ARE<\/span>\u00a0<span style=\"color: #ff0000;\"><u>BETTER!\u00a0<\/u><\/span><\/strong>(Ex. 2)<\/p>\n<p>&nbsp;<\/p>\n<p>The second one has someone who wanted some permanent protection but wanted a lot for survivor income. So in this case, the client wanted 20 year term until his kids were 25 and wanted a permanent coverage that had a decent chronic care rider. He also wanted the permanent coverage as a pension max benefit so that he can take the single life higher pension income when he retires in the future.<\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"http:\/\/www.himmelsteinfinancial.com\/index.php\/mulitple-policies-better\/composite-of-illustrated-values-2\/\" rel=\"attachment wp-att-909\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-909 aligncenter\" src=\"http:\/\/www.himmelsteinfinancial.com\/wp-content\/uploads\/Composite-of-illustrated-values-2.png\" alt=\"\" width=\"1360\" height=\"795\" srcset=\"https:\/\/www.himmelsteinfinancial.com\/wp-content\/uploads\/Composite-of-illustrated-values-2.png 1360w, https:\/\/www.himmelsteinfinancial.com\/wp-content\/uploads\/Composite-of-illustrated-values-2-300x175.png 300w, https:\/\/www.himmelsteinfinancial.com\/wp-content\/uploads\/Composite-of-illustrated-values-2-1024x599.png 1024w\" sizes=\"auto, (max-width: 1360px) 100vw, 1360px\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"http:\/\/www.himmelsteinfinancial.com\/index.php\/mulitple-policies-better\/composite-of-illustrated-values-2-chart\/\" rel=\"attachment wp-att-910\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-910 aligncenter\" src=\"http:\/\/www.himmelsteinfinancial.com\/wp-content\/uploads\/Composite-of-illustrated-values-2-chart.png\" alt=\"\" width=\"905\" height=\"456\" srcset=\"https:\/\/www.himmelsteinfinancial.com\/wp-content\/uploads\/Composite-of-illustrated-values-2-chart.png 905w, https:\/\/www.himmelsteinfinancial.com\/wp-content\/uploads\/Composite-of-illustrated-values-2-chart-300x151.png 300w\" sizes=\"auto, (max-width: 905px) 100vw, 905px\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n<p>BENEFITS OF PURCHASING MULTIPLE INSURANCE POLICIES<\/p>\n<p>Efficiency &#8211; Achieve death benefit protection and cash accumulation efficiency by allocating premium to policies specifically designed to optimize each of these benefits.<\/p>\n<p>Flexibility &#8211; An opportunity to access cash value for supplemental retirement income from one policy, without impacting the death benefit protection from another policy.<\/p>\n<p>Control &#8211; Select products with less policy maintenance and options, or policies where you have more control regarding premium payments and cash value growth.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><em><strong><del>Don&#8217;t fight the battle<\/del>, win the war! Call our office NOW for further details on how multiple policies can serve ALL your client&#8217;s needs!<\/strong><\/em><\/p>\n<p>&nbsp;<\/p>\n<div id=\"text-3\" class=\"footer-box widget_text\">\n<div class=\"footer-box-title\">Himmelstein Financial<\/div>\n<div class=\"textwidget\">Paul Himmelstein CLU ChFC<br \/>\n17 Mountain Avenue<br \/>\nBloomfield, CT 06002<\/div>\n<\/div>\n<div id=\"text-5\" class=\"footer-box widget_text\">\n<div class=\"textwidget\">Toll Free: 800.599.6965<br \/>\nLocally: 860.761.1216<br \/>\nFax: 860.269.7026<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>MULTIPLE POLICIES ARE\u00a0BETTER!\u00a0(Ex. 2) &nbsp; The second one has someone who wanted some permanent protection but wanted a lot for survivor income.<\/p>\n<p class=\"link-more\"><a class=\"myButt \" href=\"https:\/\/www.himmelsteinfinancial.com\/index.php\/multiple-policies-are-better-cont\/\">Read More<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-914","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.himmelsteinfinancial.com\/index.php\/wp-json\/wp\/v2\/posts\/914","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.himmelsteinfinancial.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.himmelsteinfinancial.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.himmelsteinfinancial.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.himmelsteinfinancial.com\/index.php\/wp-json\/wp\/v2\/comments?post=914"}],"version-history":[{"count":7,"href":"https:\/\/www.himmelsteinfinancial.com\/index.php\/wp-json\/wp\/v2\/posts\/914\/revisions"}],"predecessor-version":[{"id":927,"href":"https:\/\/www.himmelsteinfinancial.com\/index.php\/wp-json\/wp\/v2\/posts\/914\/revisions\/927"}],"wp:attachment":[{"href":"https:\/\/www.himmelsteinfinancial.com\/index.php\/wp-json\/wp\/v2\/media?parent=914"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.himmelsteinfinancial.com\/index.php\/wp-json\/wp\/v2\/categories?post=914"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.himmelsteinfinancial.com\/index.php\/wp-json\/wp\/v2\/tags?post=914"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}