MULTIPLE POLICIES ARE BETTER! (Ex. 2)
The second one has someone who wanted some permanent protection but wanted a lot for survivor income. So in this case, the client wanted 20 year term until his kids were 25 and wanted a permanent coverage that had a decent chronic care rider. He also wanted the permanent coverage as a pension max benefit so that he can take the single life higher pension income when he retires in the future.
BENEFITS OF PURCHASING MULTIPLE INSURANCE POLICIES
Efficiency – Achieve death benefit protection and cash accumulation efficiency by allocating premium to policies specifically designed to optimize each of these benefits.
Flexibility – An opportunity to access cash value for supplemental retirement income from one policy, without impacting the death benefit protection from another policy.
Control – Select products with less policy maintenance and options, or policies where you have more control regarding premium payments and cash value growth.
Don’t fight the battle, win the war! Call our office NOW for further details on how multiple policies can serve ALL your client’s needs!